For example, a $4000 total might cost $112/mo over 36 months at 0% APR.
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose how you pay
Pick the monthly payment plan you like best. You'll never pay more than you agree to upfront.
3. Pay over time
Make payments at Affirm.com or in the Affirm app. You'll get email and text reminders.
Just select
at checkout
Checking your eligibility won't affect your credit.
PAY WITH
CONFIDENCE
With Affirm, you always know
exactly what you'll owe and
when you'll be done paying.
Transparent
Affirm tells you upfront the total amount
you'll pay. That number will never go up.
Flexible
You choose the payment schedule that
works for you.
Fair
Affirm won't charge you late fees or
penalties of any kind, ever.
Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check, that does not affect your credit. For example, a $700 purchase might cost $63.25/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
FAQs
Can I pay off my purchase early?
Yes! There's no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android.
Affirm will send you email and text reminders before payments are due.
Does checking my eligibility affect my credit score?
No-your credit score won't be affected when you create an Affirm account or check your eligibility.
If you decide to buy with Affirm, this may impact your credit score. You can find more information in
Affirms Help Center.
Do I need a mobile number to use Affirm?
Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's
really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com